Wednesday, January 16, 2013

Everyone's healthcare plan should be this easy!

Hello, my name is Bonnie. These lovely people you see in the picture are my family. The cool one with the shades is my 16 year old daughter. The cute baby is her little brother and that goofy looking dude in the back is my husband. They are the reason I live.

A few months ago I went online looking for a way to work from home and take care of my son. I found this company called AmeriPlan. AmeriPlan is a 20 year old healthcare company that sells discount healthcare plans in all but six states (AK, MT, ND, SD, VT, and WY) I joined AmeriPlan a few months ago. Since then I have met a lot of great people and heard a lot of great stories about how AmeriPlan has saved them money. 

AmeriPlan has regular insurance companies beat. First of all, there is no co-pay, no qualifying, pre-existing conditions are accepted, no waiting, no limited list of doctors to see, and best of all 100% money back guarantee, if you don't like the service.

I'd like to share a personal story. My son was sick a few weeks ago. He was born 3 months premature so he has chronic lung disease. Flu season is scary for us so we limit our visitors and keep plenty of sanitizer on hand.  Well he was running a high fever, not eating well, but he was still playful. The fever scared us because it was over 100 degrees. My husband wanted to rush him to the emergency and I said wait. Let's call the Ameri-Doc service and see what advice they can offer us. I called Ameri-Doc's 800 number, talked to a representative that took my information and then said a doctor would call me back in about one minute. My first thought was "yeah right" but imagine my surprise when a real doctor called me back as soon as I hung up with the rep. I talked with the doctor on call, she diagnosed his symptoms and told me what to do until I could take my son to his pediatrician. My mind and my wallet both breathed a sigh of relief.

If I had called my insurance company, it would have been at least a two hour wait for a NURSE practitioner to call me back. I'm not making any negative statements against nurse practitioners, but this is who the insurance company gives you for an emergency. Or if I had done what my husband wanted and gone the emergency room, that would have a $200 charge BEFORE I ever saw a doctor and at least a four hour wait. Ameri-Doc saved me time and money.

The Ameri-Doc plan costs $12.95 per month by itself, but it is free because I purchased a Platinum Freedom Package from AmeriPlan. AmeriPlan has low cost packages to suit every budget and these packages cover your ENTIRE household. Most insurance companies charge you per person. That makes me be not only a proud IBO with AmeriPlan, but a proud member.

If you or someone you know is looking for low cost healthcare stop by my website http://www.MyBenefitsPlus.com/bonnieannprice. If you're already an AmeriPlan member, find me on Facebook and leave me a testimonial. I'd love to hear from you.

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